In 1959, Munich Re brought its track record of success to the Canadian market. Today, the Life and Health Reinsurance operation has over 120 skilled, experienced employees who serve client companies across Canada and in the Caribbean from our offices in Toronto and Montreal . We continually develop new programs and initiatives, creating the environment where new possibilities can take shape, while maintaining the one-on-one relationships that are the foundation of our success. It is this client focus that sets us apart, and that makes us Canada's reinsurer of choice.

As the industry leader in Canada, Munich Re has a significant market position in all lines of life and health reinsurance. Moreover, because we operate on a branch basis rather than as a separate subsidiary, clients have the security of knowing that all liabilities are fully guaranteed and backed by the Company's global resources.

Our experts have the technical skill and knowledge to provide innovative reinsurance solutions to our clients for Individual Life, Disability, Critical Illness, Long-Term Care, and Group Life and Health insurance.

For companies seeking strategic corporate assistance for taxation
issues, capital efficiency, acquisition financing, etc., Munich Re's
financial reinsurance experts can provide custom tailored solutions to satisfy every need.

Client support from Munich Re continues beyond reinsurance assistance in areas such as pricing and product development, with our experts in the areas of Underwriting and Claims providing customized support.

Consultation with our underwriters is highly sought after by our clients and the industry, given their expertise in handling large or complex cases. Our claims professionals are also in high demand and are regularly involved with assisting clients in enhancing claims adjudication and case management practices. Additionally, both areas are extensively involved with process audits, and assisting with the training and development of client company underwriting and claims personnel.

And as the future unfolds, all of our experts will apply their skills and creativity to the development of new concepts, coverages, and services to meet the needs of our clients and the industry.

There is no other reinsurer that offers in the same measure:

• comprehensive, individualized service
• wide-ranging knowledge and expertise
• extensive reinsurance capacity
• exceptional financial strength
• innovation, creativity, and client focus